Platform/Settlement
The controlled
end-of-day.
Settlement turns live transactions, fees and beneficiary splits into batches you can book, pay out, or explain to a bank. Reconciliation proves them against acquirer and bank files — without putting secrets in your day-to-day logs.
Outcomes
Batch model aligned to how finance actually approves payouts.
Imports and exception queues reduce manual matching.
Maker-checker on anything that moves money or balances.
How it works
Eligible transactions and fees roll into a batch window.
Internal totals, fees, and beneficiary splits checked.
Maker-checker sign-off for release.
Payout instructions or GL handoff per your process.
Match to acquirer and bank files; manage exceptions.
Security & operations
- Sensitive bank credentials isolated from operator daily views
- Full trace on adjustments and who approved them
- Export controls for large files
Product preview
Integrations
Integration snippet
Example request shape for sales and solution engineering — replace endpoints and credentials with your environment.
curl -sS https://api.flagship.example/v1/settlement/batches \ -H "Authorization: Bearer $FLAGSHIP_TOKEN"
Where this product sits
Four layers — from people-facing surfaces down to durable records.
Compliance & attestations
- Settlement batches are immutable once closed; adjustments are new ledger entries.
- FX and fee postings follow documented accounting policies per programme.
- Exports align to partner cut-offs and file formats agreed in integration packs.
FAQ
No. We prepare batches and exports your GL or treasury tools consume.
Yes. Hierarchies and dimensions are part of the batch model.
State transitions feed settlement eligibility per your rules.
Next step
Map Settlement & Reconciliation to your stack in a working session — no slide-only promises.