Platform/Switch
ISO 8583 switching,
for POS at scale.
A high-throughput POS switch that authorizes, routes, and settles card transactions (SALE, VOID, REFUND) in milliseconds — smart on-us / off-us routing, end-to-end monitoring, and operational reporting (EOD, settlement, reconciliation).
Outcomes
Velocity and storm detection to protect the estate without manual firefighting.
On-us vs off-us decisions with logs operators and auditors can follow.
TMS and rulesets designed for staged rollout and rollback.
How it works
Register terminals, keys, and merchant hierarchy.
ISO messages validated, switched, and timed.
Cost and risk-aware path selection.
Align totals with downstream settlement batches.
Dashboards, alerts, and reports for the operations floor.
Security & operations
- Immutable logs for message and routing decisions
- Segregation between policy authors and approvers
- Hotlists and block rules with reason codes
Product preview
Integrations
Integration snippet
Example request shape for sales and solution engineering — replace endpoints and credentials with your environment.
curl -sS https://api.flagship.example/v1/switch/iso8583/forward \ -H "Authorization: Bearer $FLAGSHIP_TOKEN" \ --data-binary @sample.iso8583
Where this product sits
Four layers — from people-facing surfaces down to durable records.
Compliance & attestations
- Switch paths are logged with trace identifiers for scheme and partner dispute cycles.
- Key material for PIN translation and MAC follows HSM policies agreed at onboarding.
- Certification against scheme interfaces is maintained as part of release governance.
FAQ
No. It sits on the card rail side; ledgering stays in core banking or your GL.
Yes. Policies can be scoped by geography, BIN ranges, and merchant segments.
Shadow and canary modes reduce blast radius before full promotion.
Next step
Map Payment Switch to your stack in a working session — no slide-only promises.